Authorities credit cooperative.
Credit cooperative bodies are the general meeting of the credit cooperative, the board credit cooperative, director of credit cooperatives and the Audit Commission (Auditor) Credit Cooperative  commonwealth credit union .

The credit cooperatives can be additionally created Committee on loans and (or) other bodies in accordance with this Federal Law and the Charter of credit cooperatives.

The structure, the order of creation and activity of the credit cooperative, their competence established by the charter of credit cooperatives.

The general meeting of the credit cooperative.
General Meeting of the credit cooperative is the supreme governing body of the credit cooperative. The general meeting of the credit cooperative may be ordinary or extraordinary.

The next general meeting of the credit cooperative in fixed charter period, but not less than once a year.

An extraordinary general meeting of the credit cooperative may be convened by the Board of credit cooperatives, credit cooperative directors, audit committee (auditor) credit cooperative, committee on loans credit cooperative or of at least one-third of the total number of credit cooperatives.

General Meeting of the credit cooperative is considered valid if attended by at least two thirds of the credit cooperative.

Notice of general meeting of the credit cooperative, indicating the agenda sent to members of the cooperative credit no later than thirty days before the date of such meeting. General Meeting of the credit cooperative jurisdiction to consider any matter relating to the activities of the credit cooperative, and make a decision on the matter, if he made at the initiative of government credit cooperative, chairman of the credit cooperative, credit cooperative directors, audit committee (auditor) or a credit cooperative of its members, the committee on loans credit cooperative, or at the request of at least one third of the total number of credit cooperatives.

The exclusive competence of the general meeting of the credit cooperative are:

- Approval of the statutes of the cooperative credit, changes in regulations and amendments thereto;
- Approval of the Procedure of attraction and use of funds for contracts that credit cooperative with its members, on the bodies of the credit cooperative, as well as other provisions of its activities;
- Approval of the main directions of spending money credit cooperative, including limits on administrative costs;
- Defining the principles of lending, including limits on the amount of loans granted to members of the credit cooperative;
- Issues to join the unions (associations) of credit cooperatives and exit of these unions (associations);
- Decision on the reorganization and liquidation of the credit cooperative;
- Election of the Board of credit cooperatives, credit cooperative chairman, the Audit Commission (Auditor) credit cooperative, their re-election, as well as review of reports on their activities;
- Approval of the decision of the Board and the Audit Commission (Auditor) credit cooperative in accordance with this federal law or the charter of a credit cooperative;
- Approval of the annual accounts of credit cooperatives;
- The adoption, if necessary, the decision on the audit and selection of audit firm (auditor);
- Definition of the creation and use of funds of the credit cooperative, approval of reports on the use of funds of the credit cooperative;
- Other matters within the charter of the credit cooperative to the exclusive competence of the general meeting of its members.
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Decisions are taken on the three-fourths vote of the votes of the credit cooperative, present at a general meeting of the credit cooperative.

Other decisions taken by the majority of the credit cooperative, present at a general meeting of the credit cooperative.
Charter credit cooperative may provide for other matters to be decided by a qualified majority.

The credit cooperative with the number of members - individuals over five hundred members of the general meeting of the credit cooperative may be in the form of meeting delegates. Authorized representatives shall be elected in accordance with the charter of the credit cooperative.
Board credit cooperative.

In the period between the general meetings of the credit cooperative management of its activity is a collective body - the Board of credit cooperatives. Chairman of the Board of credit cooperatives and credit cooperative board members are elected by the general meeting of the credit cooperative for a period established by the Charter of credit cooperatives.

Chairman of the Board of credit cooperatives and credit cooperative board members can not hold the office of director of the credit cooperative, to be members of the audit commission (auditor) Credit Cooperative and the committee members for loans credit cooperative.

The number of board members working in the credit cooperative under an employment contract, shall not exceed one-third of his reign.
Board powers and credit cooperative chairman credit cooperative credit specified in the charter of the cooperative.

The decisions of the Board are entitled to credit cooperative, if at present more than half of the board members of credit cooperatives, and shall be made by an affirmative vote, more than half of the members of the Board of credit cooperatives. In the event of a tie, the vote of the Chairman of the Board of credit cooperatives.

Director of credit cooperatives.
Director of the credit cooperative is the sole executive body of the credit cooperative, implements decisions of the general meeting of members of credit cooperatives and credit cooperative board, manages the current activities of the Credit Cooperative  commonwealth credit union .

Director of the credit cooperative shall be appointed and removed from office by the general meeting of the credit cooperative. In the period between the general meetings of the credit cooperative credit cooperative director is appointed and removed from office by the board credit cooperative with the mandatory approval of the decision at the next annual general meeting of the credit cooperative.

Director of the credit cooperative can not be elected chairman of the credit cooperative, a board member of the credit cooperative, a member of the audit commission (auditor) credit cooperative, a member of the Committee on loans credit cooperative.

Director of credit cooperative may not be a member of a credit cooperative.
The Audit Commission (Auditor) credit cooperative.

The Audit Commission (Auditor) Credit Cooperative supervises credit cooperative and its agencies.

The Audit Commission (Auditor) Credit Cooperative is accountable to the general meeting of the credit cooperative.

The Chairman and members of the audit committee (auditor) credit cooperative are elected by the general meeting of the credit cooperative in the quantity and at the time, which by charter credit cooperative. Members of the Audit Commission (Auditor) credit cooperative is entitled to transfer his powers to other persons.
Members of the Audit Commission (Auditor) credit cooperative may not be members of the Board of credit cooperatives.

Members of the Audit Commission (Auditor) credit cooperative can not be the chairman and board members credit cooperative, its director, member of the credit cooperative loans.

The Audit Commission (Auditor) credit cooperative at any time entitled to check the financial and economic activities of the cooperative credit and have access to all documentation relating to the activities of credit cooperatives. The Audit Commission (Auditor) credit cooperative shall inspect the annual reports and balance sheets of the credit cooperative prior to approval by the general meeting of the credit cooperative.

The Chairman and members of the audit committee (auditor) credit cooperative are entitled to receive from the board and director of the cooperative credit any information on the activities of credit cooperative

The Audit Commission (Auditor) credit cooperative entitled to convene a general meeting of the credit cooperative, if the board or the director credit cooperative does not perform its duties to ensure the goals and objectives of credit cooperatives, as well as in other cases stipulated by the charter of the cooperative credit cases.

Members of the Audit Commission (Auditor) credit cooperative can not be denied attendance at meetings of the Board of credit cooperatives.

The Audit Commission (Auditor) Credit Cooperative necessarily agrees to provide loans to members of the Board of credit cooperatives, and in the event that a member of the board of the cooperative credit acts as a guarantor for a loan to another member of the credit cooperative.

Members of the Audit Commission (Auditor) credit cooperative at any time can be released from their duties by the general meeting of the credit cooperative  commonwealth credit union .