The
content of the statute of rural credit cooperative "Agrocredit" must
meet the requirements of this document, the relevant articles of the Civil
Code. 11
and 12 of the Federal Law 'On Agricultural Cooperation ", because of its
specificity, as well as a number of provisions, the absence of these laws and
the specificity of the credit and financial activity on the practice and
experience of operating in the Volgograd region of credit cooperatives redwood credit union .
Charter
rural credit cooperative "Agrocredit" should contain the following
mandatory provisions:
-
Name (full official) name of the cooperative;
- The
location and the area (zone) of the cooperative;
- The
subject, purpose and duration of the cooperative;
-
Terms and conditions of admission to membership and termination of membership
in the cooperative, including the grounds and procedures for expulsion of
members of the cooperative;
-
Rights, obligations and responsibilities of the members of the cooperative,
including vicarious liability;
- The
responsibility of the cooperative to its members;
-
The composition, the establishment, powers and responsibilities of cooperative
management, decision-making rules;
-
The size, composition and procedure of admission and shares and
responsibilities of the members of the cooperative for the breach of their
introduction;
-
Order the return paenakopleny exit from the cooperative;
-
The sources and how to use the property of the credit cooperative;
-
Funds set up credit cooperatives, and the order of their formation;
- The
distribution of revenue of the cooperative;
-
A list of services provided by credit cooperatives;
-
The organization of credit and financial activities of the cooperative;
- The start and
end of the financial year;
-
Organization of accounting credit cooperative;
-
Procedure and terms of reorganization and liquidation of the credit cooperative
redwood credit union .
Charter
credit cooperative to address constituent assembly may include other provisions
not ppotivorechaschie current legislation. Changes
and amendments to the charter of the decisions of the general meeting of
members of the cooperative, to be registered in the prescribed manner. Changing
the number of members of the cooperative and the value of mutual fund does not
involve re-charter.
A
copy of the charter of the cooperative credit is issued to each member and
shall be available for inspection at the spot. Model
Rules of rural credit cooperative "Agrocredit", developed by us,
predstvalen in Annex 3.
Cooperative
management "Agrocredit" carry out a general meeting of members (or a
meeting of authorized representatives), the board of the cooperative (or
chair), the supervisory board (audit committee). As
an executive body of the cooperative can be established executive management
and consulting and advisory - Credit Committee (Figure 1).
General
meeting of the cooperative is its top management. It
is authorized to resolve any issues relevant statutory goals and objectives of
the cooperative, the Supervisory Board, the Credit Committee and the Executive
Board.
In
accordance with the practice and obschekooperativnoy specific credit and
financial activities to the general meeting of the cooperative
"Agrocredit" include:
-
Approval by the cooperative, the introduction of changes and additions;
- Admission and
expulsion of members of the cooperative;
-
Adoption of the provisions on the governing bodies of the cooperative;
-
Election of chairman of the board, board members, supervisory board;
-
Approval of the procedures for establishment and terms of reference of
executive management and redwood credit
union
Content of
statutes redwood credit union