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Main » 2012 » August » 31
The functioning of a modern economy is inextricably linked with the credit. At present, almost any natural or legal person, feeling the need for financial resources and resort to the use of credit as a way to solve their financial problems. As usually, credit transactions carried out by banks.
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Forms of participation in cooperative activities set forth: minimum
and maximum periods of application, as well as the minimum size (or a
way to determine the size) of the shares, after the introduction of
which the right to buy or build a cooperative dwelling for a member of
the cooperative;
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The
federal executive body authorized to exercise the state registration of
legal entities, no later than five working days from the date of state
registration of the cooperative and (or) the entry into the Unified
State Register of Legal Entities of developments in the information
about co-op, is the federal executive authority responsible for the control and supervision of financial markets, information on co-
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- Approval of the decision of the Board of the cooperative and the Supervisory Board in accordance with the statute; - Approval of the development programs of the cooperative;- Approval of the annual accounts and the distrib
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Established
in accordance with this federal law forms of participation in
cooperative activities may be directed to the self-regulatory
organization cooperative housing savings cooperatives for opinion.
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Charter
credit cooperative or decisions of the general meeting of the credit
cooperative to set standards of its financial performance and limiting
relations: • size of mutual fund and the size of the reserve fund;
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Amount of credit from 3000 to 50000Period12 to 36 months.Mon
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Credit Union: a civilized mechanism or trap It
happened that, as part of a superstate, we are at the end of the
twentieth century were the natives in democracy and market economy.
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Credit unions Lawyers'
KOLARES "offer their expert help in the creation of a credit union,
starting from the registration of the legal entity and ending with the
introduction of the Register of Financial Institutions Financial
Services Commission.
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The cost of registration of the credit union Tuition Director of Credit Union - 2000 Tuition Accountant Credit Union - 2000 Tuition fin.monitoringu responsible for
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Licensing of the credit unionProcedure for the establishment and registration of the credit union. Step one. The organization of the initiative group of several persons.
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Credit unionsProcedure for the establishment and registration of the credit union. 1. Creating a legal entity.
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What is a credit union?What distinguishes the credit union on the subject of entrepreneurial activity? <
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What is a "credit union" "Credit
Union - is a non-profit organization founded by individuals on a
cooperative basis to meet the needs of its members in a mutual credit
and financial services by combining the cash deposits of the credit
union.
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Borrow an apartment in a credit union? As
the president told the National Association of Credit Unions of Ukraine
(UNASCU) Peter Kozinets, today issuing loans for housing (or rather,
the issuance
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The reverse side of credit unions Credit
unions (CUs) as a non-profit financial institutions, the purpose of
which is lending to its members, in a form in virtually all developed
countries.
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In
an effort to provide cheap credit, credit cooperatives should make all
possible efforts to reduce the cost of their work unit. One
of the techniques that reduce the cost of the system is a free service
provided by Raiffeisen camaraderie built in principle (15, p. 104).
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Unions (associations) of credit cooperatives Basic principles of the establishment and operation of unions (associations) of credit cooperatives.
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Consequently, credit cooperatives will make the conversion of real relationships in rural areas, production in agriculture:
 the productive forces and moments that characterize them, property, exchange, will promote the new motivation of the employees, creation and promotion of entrepreneurship,
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Rural
credit cooperatives Volgograd region enjoyed the confidence of the
population, as evidenced by the proportion of savings contributions of
members of the cooperative loan funds.
 Thus,
on average for all credit cooperatives in the region, it is
approximately 40%, and in some cooperatives is considerably higher in
the cooperative "Danilov
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In order to reduce credit risk loans can be secured. Collateral can be any property owned by the borrower, which allowed the foreclosure. When a loan is very important to assess the mortgaged property. Value of the pledged object is not constant.
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Using
this same technique can be evaluated and the effectiveness of the loan,
if the creditor is a credit institution or a commercial bank. Assuming
that the source of credit is a credit cooperative "Agrocredit" that
this technique can also be used, but it must be taken into
consideration. First, the effectiveness of a cooperative credit increases the amount of payments that are in accordance with Art.
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A number of credit tranches Rt produced after the time nt. The total period of payments is n years. Required to determine the accrued at the end of the term the amount of debt, if interest accrued at the rate of complex i. In this case, nara ¬ sorbed amount is determined by the following formula:
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