On the last point in more detail. The
scientist emphasized the difference in the principles of the structure
of the classical type Cooperative Centre, directly responsible to the
shareholders, and state of the cooperative system, expressing the will
of citizens. He pointed out: "Cooperation, managed by elected representatives of the workers. The
daily supervision of the cooperative members who elected them, not
related administrative orders, center, flexible in economic work,
allowing the fastest and best free expression of local initiative, is
the best device where you want to organize local initiative, where in
each case it is necessary flexibility to adapt to local conditions, consider the finest features of each month of work "(31, p. 79). Based on this AV Chayanov was a concept of coordinating the interests of the state and a general cooperation agreement. State
pulls plan-dress, complete with fixed prices, rates of payment and
shipping routes, and cooperative center itself unfolds order by fields,
farms, leaving a surplus for implementation at free prices. Analyzing the process of lending farms, a scientist by the condition of the circuit "capital" (funds) in the economy. It
shows that the manufacturing is done in the farm "much more difficult"
than in a large company, in connection with "intermittent type of
recovery," Multi-temporal receipt of revenues and expenditures, which
necessitates the use of credit. In
connection with this loan terms and their organization should be highly
flexible, "consistent with the manufacturing processes of farms." This required the development of the theoretical foundations of small loans. AV Chayanov,
said: "Through the gradual selection of successful organizational
principles and methods of working and going out the other, is of little
use, identifying those principles Raiffeisen F., which are the
foundation of the whole structure of the cooperative credit" (30, p.
31).
Credit Union
